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Stretching Your Dollar: The best way to buy insurance

A company in Maumee can help you get the best healthcare coverage for you.

MAUMEE, Ohio — There are so many options out there when it comes to buying insurance that one ought to spend time on the internet or phone shopping around, but there's a company that can help you. 

HealthMarkerts has been around for 30 years and they will help you find the right medical, supplemental, dental, vision and life insurance that is right for you. 

They have a branch in Maumee and others across the country, including Detroit, Cleveland and Columbus. 

Everyone needs insurance, especially considering the skyrocketing medical costs. Many can't afford to make a mistake, particularly when you have coverage through your employer. 

The issue is that one size does not fit all and we are all unique in our insurance needs.  

Kelly Parton from HealthMarkets has 200 companies to choose from. He will meet with you and find you the right fit. 

“We ask questions about you and your family. What meds are you on, what doctors do you have, what hospital do you want to go to.. generic drugs? Tier two or three? We take all this information into a plan. Do you have a doctor you must keep? Can we get you from tier five drugs to generics to save money?" Parton said. 

Medical insurance is anything but simple, especially with these variables. Then there’s Obamacare. It’s affordability is income-based, which may not be the right fit.

“People say the ACA isn’t affordable. For some people, it is. For others, it's not. That’s why we look at everybody individually, sit down face-to-face and figure it all out," Parton said. " A lot go online, put their number up and get 40 to 50 calls from telemarkerts. We will call these people... Prefer to see how to cover somebody." 

Although HealthMarkets doesn't sell auto, homeowners, property or casualty insurances, they do have a lot of resources for everything else.