That measure will be debated Wednesday at the State House in Columbus.
Lucas County Commissioner Tina Skeldon Wozniak will be among those testifying at the House Committee hearing. She and others are throwing their support behind the proposed legislation.
"I'm pleased they're having a hearing so fast. They're actually doing this very (quickly) and I appreciate that. And they're going to listen to all of us from northwest Ohio urge for a moratorium to give people time to do a workout," Skeldon Wozniak said.
If approved, HB 3 will set a 6-month moratorium on foreclosures and provide courts the authority to modify payments on subprime mortgages. It will also register and regulate companies that service residential mortgages.
Members of a local community activist group are backing efforts to get HB 3 approved by State lawmakers.
"I think it's a step in the right direction," said Nic Botek, with the Toledo Foreclosure Defense League. "I think we need to go farther with an indefinite moratorium. I also think we should continue with matters to stop homelessness by moving people back into homes."
Their focus is on keeping people in homes to keep neighborhoods alive and well.
However, federal programs need time to kick in, said Skeldon Wozniak.